The report examines architectural innovation in the banking sector, emphasizing the importance of digitization and exponential architecture for SMEs. It discusses the impact of technology, such as AI and Blockchain, on optimizing processes and the customer journey. It also includes case studies of innovative lending initiatives and analyzes the IT architectures needed to support an agile and responsive change to market developments. The need for collaborations between banks and FinTechs to improve access to credit and support digital transformation is highlighted.
