The 7th Report on IT Architectures in Banking, presented by ABI Lab, highlights a strong dynamism in the banking IT sector, with a tilt towards innovation and an integrated approach to IT Governance. The report explores strategies for consolidating IT architectures, software development, and emerging themes like Cloud and Big Data. It emphasizes the importance of measuring and optimizing software development processes. Banks are working to transform their operational models, aiming to integrate IT and business for better responsiveness to market changes. Additionally, the document discusses the risks and opportunities associated with Public Cloud and Big Data models, recognizing the need for strategic alliances and advanced skills to fully leverage these technologies.